Digital Wallet Solutions for Community Banks

By enabling secure, contactless payments through smartphones, smartwatches and other connected devices, our Digital Wallet solutions help capture your customers’ daily transactions, strengthening long-term loyalty as a result.

  • Enable secure in-person, online and in-app payments.
  • Support the digital wallets customers already use every day.
  • Keep your cards top of wallet for everyday spending.

Secure Digital Payments

In some cases, digital wallets may be more secure than physical cards. The following features help protect cardholder information while creating a faster, frictionless payment experience.

Tokenization

Transaction data in mobile wallets is encrypted and never stored.

One-Time Passcodes

OTPs are the quickest and most secure way to validate cardholders.

Automated Consumer Notifications (ACN)

ACNs help verify wallet activity.

Create a Seamless Digital Wallet Experience

Primax helps community banks create a smoother onboarding and authentication experience through one-time passcodes (OTPs) and automated consumer notifications.

OTPs enable cardholders to use their digital wallets immediately with a frictionless, secure validation method, while reducing contact center call volume. Automated notifications are sent out within minutes of a card being added to a wallet, helping to confirm wallet activity and providing additional protection against fraud.

Digital wallets also create the foundation for a full digital offering, including Digital Card Issuance and Push Provisioning to Wallet.

Digital Payment Adoption Is On the Rise

  • Digital wallet transactions are projected to increase 77% through 2028 to nearly $9 trillion in North America and $16 trillion worldwide.(Juniper Research)

  • Consumers now make an average of 11 mobile phone payments per month. (Federal Reserve)

    • Payments Are Evolving. Are You Keeping Up?

    Explore Primax research to learn how changing payment behaviors, digital wallet adoption and customer expectations are reshaping the payments experience.

    More Resources to Unleash Your Progress

    Solve Your Biggest Growth Challenges

    Win More Business Customers 

    Attract, deepen and retain business relationships with modern payment solutions and digital experiences.

    Engage Younger Generations

    Engage younger customers with convenient, digital-first experiences that strengthen long-term loyalty.

    Increase Cross-Selling Opportunities

    Use payments, data insights and connected digital experiences to uncover opportunities for deepening relationships.

    Turn Strength to Impact With Primax Solutions

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